Elaine Turtle, Director at DP Pensions, discusses the consultation on the Financial Services Compensation Scheme (FSCS) funding under CP16/42.
All posts by Mark Whybrew
Retirement Planner article – Save our SSAS: Pension industry hits out at ban proposal
SSAS-related scams are better tackled by tightening the rules on transfers and single-member schemes, pension commentators tell Retirement Planner.
http://www.retirement-planner.co.uk/229361/save-ssas-pension-industry-hits-ban-proposal
Retirement Planner article – The state pension age review
Elaine Turtle, Director at DP Pensions, rounds up the key points of the Cridland review of the state pension age and what they mean for both the UK population and the cause of long-term saving.
http://www.retirement-planner.co.uk/229363/elaine-turtle-state-pension-age-review-reviewed
Professional Paraplanner article – In defense of SSAS
Singling out SSAS as scammers’ tools is ‘ill-conceived’ – they remain a viable financial planning option, argues Elaine Turtle, Director at DP Pensions.
Professional Paraplanner article – In defense of SSAS
Protect yourself against pension scams
Pension scams are on the increase in the UK. Scammers will try to entice you with a ‘free pension review’, ‘one-off investment opportunity’ or ‘legal loophole’.
If you’re under age 55, you cannot release your pension unless you are in ill health. If you are over 55, you can release funds from your pension from April 2015. You may still be at risk from scammers.
For information and tips on giving yourself the best possible protection against scammers download the attached booklet below or visit The Pensions Regulator website has been updated here
www.thepensionsregulator.gov.uk/individuals/dangers-of-pension-scams.aspx
Downloads
Pension Scam Leaflet – Thinking of doing something with your pension pot_
SIPPs Professional – Tapered allowance to impact many SIPP policyholders
Having just had the last Spring Budget, delivered by a very humorous Chancellor Philip Hammond, it is back to the day job, with thankfully few further changes to our ever complex pensions regime. Elaine Turtle, Director at DP Pensions, discusses one of the areas concerning advisers and clients at the moment which is the tapered annual allowance.
Retirement Planner article – Dear Chancellor: All I want from the Budget is…
Elaine Turtle, Director at DP Pensions, is asked what one thing she would most like to see in the upcoming Budget.
Retirement Planner article – Elaine Turtle: My other Valentine, the SIPP
Unlike her husband, the other love of Elaine Turtle’s life won’t send her a card or flowers on Valentine’s Day but that does not stop her loving SIPPs– and she believes advisers and their clients should feel the same way.
http://www.retirement-planner.co.uk/229014/elaine-turtle-valentine-sipp
SIPPs Professional article – Landmark survivor’s pension ruling
Pension sector professionals have been digesting a Supreme Court judgement yesterday in what is being hailed as a possible landmark case. Elaine Turtle, Director at DP Pensions, said: “This brings occupational schemes into line with the Personal Pension market who have paid out to anyone that is financially dependent with the member on death – so same sex couples have always been able to have lump sum death benefits. I am surprised it has taken so long for these types of schemes to move with the times.”
Adviser Business Review article – Effects of Annual Allowance tapering for high earners
Elaine Turtle, Director, DP Pensions presents an example of client confusion that can still surround annual allowance tapering.
http://adviserbusinessreview.com/effects-annual-allowance-tapering-high-earners/